Discover the small island of Guanaja located in the pristine waters of the Caribbean forty miles off the northern coast of Honduras. This Bay Island paradise is just two hours from many of the major southern airports in the US. Bordering Guatemala, Nicaragua and El Salvador it is smack dab in the middle of Central America. Several of the major airlines service that area including TACA, American and Southwest Airlines.

The Bay Islands are made up of three large islands, Utila, Roatan and Guanaja. Utila is famous for the number of whale sharks that reside there. You can even dive with them! Roatan has several cruise ship docks and is strongly tourist oriented, while Guanaja has not enjoyed the same popularity, probably due to the fact there are no roads on the island and all travel must be done by boat or foot. Guanaja has the tallest peak, at fourteen hundred feet, several waterfalls and freshwater streams.

Guanaja, pronounced Gwa nah ha. I first heard of this Bay Island about five years ago. Recently I began researching the possibilities of retirement there.Let's face it folks, you do not want to outlive your money!

Who are these Baby Boomers that are getting ready to retire? Born between 1946 and 1964 they still have a lot of life left in them and they are willing to consider options other than the US to get the good life they deserve. Perhaps even south of the border!

What type of lifestyle do you want to lead in your retirement? Guanaja is surrounded by the worlds second largest barrier reef. This makes for some of the best diving and snorkeling. What about kayaking or white water rafting, sure, they have it! What if you just want to laze about on the beach and enjoy the warm tropical breezes and the pristine clear Caribbean waters, they have that too. Guanaja has something for everyone.

Guanaja still has a lot of land that is affordable. Unlike its sister island Roatan, Guanaja has not been discovered yet by the masses. This is great for the frugal retiree! Property taxes are ridiculously low, with a home priced at one hundred thousand dollars paying less than one hundred dollars a year. Nothing to complain about there!

Would a housekeeper or yard man make your retired life easier? In Guanaja, this type of help will cost about $150 a month. Even most small pensions can afford that. Did you ever think that you could afford to live like this, especially in your retirement years?

If you require medical attention you have a clinic in Bonacco Town and one in Savannah Bight. Forty miles away in La Ceiba there is a state of the art hospital for major medical problems. The United States and Cuba have trained many of the doctors that practice in Honduras.

The Baby Boomers are educated enough to know that our fixed income in retirement might not allow us to live the way we have become accustomed to in the United States. Social Security, who knows! This Bay Island Paradise, named Guanaja might be an affordable solution to our problem.

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